CAR LOANS/ LOTTO/ DESCRIBING A FRIEND

A Car Loans

John : Thank you for calling ICICI Car Loans. This is John. How may I help you?

Mary: Hi John: ! I am Mary, I’d like to know how I should go about applying for a car loan. What is the criterion etc?

John:Sure, Mary. You need to have a social security number. Your annual income should be $25000 or above. You need to have been employed at your current job for at least a year and you will need to provide proof of residence at your current address.

Mary: That sounds good. Thanks. What’s the next step?

John:You can take a loan of about twice your annual income. We have special packages, with interest rates from 10.5 percent to 14.5 percent, depending on the time period of the loan and the number of installments you wish to pay back in.

Mary: What is the time period of the loan?

Jon:You could choose any of the our payback plans, with the time period ranging from one to eight years, and three, six or twelve installments per year. If I could have your address, I will direct you to our nearest office.

Mary: Yes, sure. It’s Apartment 125D, Mission Apartments, South Avenue, Mumbai 200 004.

John: Oh, we’re just a block away from you, at ICICI Car Loans, 2 Floor, Hudson Building, South Avenue. Would you like us to mail the forms to you?

Mary: No. I’ll drop by your office today.

John: Is there anything else I could do for you Mary?

Mary: No, that would be all. Thanks.

John: My pleasure, Mary. Thank you for calling ICICI Car Loans and we look forward to a relationship with you.

B         Winning the Lotto

A.            Tom, take a look at this! This guy’s won ten million dollars in the lotto!

B.            What luck!

A.            What would you do if you won ten million dollars?

B.            Well, I know what I wouldn't do! If I won so much money, I wouldn't spend it. I’d put it in the bank!

A.            You've got to be joking! I’d make sure to spend at least the first two million having a good time and buying things I've always wanted. I’d definitely spend a lot of time traveling.

B.            Use your head! If you spent money like that, you’d soon have spent all your winnings!

A.            You are so boring! If you were in his shoes, you’d just put money in the bank!

B.            That’s right. I’m sure that the money lasts for the rest of my life.

A.            What use would that be, if you didn't have any fun?

B.            Oh, I have fun. I’d just be careful about how much fund I’d have.

A.            I can’t believe you!

B.            Well you know the saying ‘different strokes for different folks’!

C          Describing a Friend

A.            My friend Rich is coming to town next week. Have you ever met him?

B.            No, I haven'

A.            He’s kind of crazy, but a great guy.

B.            Yeah, why do you say so? What’s he like?

A.            He’s really hard working, but very much a loner.  He’s pretty talented and can do just about anything.

B.            Sounds interesting. Is the married?

A.            No he isn't.

B.            What does he look like? Maybe my friend Alice would be interested in meeting him.

A.          He’s tall, slim and quite good looking. I’m sure your friend would find him attractive. What’s she like?

B.            She’s outgoing and very athletic.

A.            Really? What sports does she like playing?

B.            She’s a great tennis player and also goes bicycling a lot.

A.            What does she look like?

B.            She’s kind of exotic looking. She’s got long dark hair and piercing black eyes. People think she is rather beautiful.

A.            Do you think she would like to meet Rich?

B.            Sure! Why don’t we hook them up?

A.            Great idea!